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Terms of Service

Effective Date: April 1, 2026

These Terms of Service ("Terms") govern your access to and use of the website located at tablecapitalgroup.com, operated by Table Capital Group ("we," "us," or "our"). By accessing this website, you agree to be bound by these Terms. If you do not agree, please do not use this website.

1. Who These Terms Apply To

By visiting this website, you represent that you are at least 18 years of age and, if accessing on behalf of a business, that you have the authority to bind that business to these Terms.

We may update these Terms periodically. The effective date above reflects the most recent revision. Continued use of the site following any update constitutes your acceptance of the revised Terms.

2. Nature of This Website

This website is operated by Table Capital Group, a capital advisory and referral firm that connects full-service restaurant operators with growth financing solutions. The information on this site is intended for restaurant operators and hospitality professionals exploring non-dilutive, interest-free capital options.

This website is informational in nature. It is not an offer to lend, invest, or provide financial services, and submission of a contact form does not guarantee qualification, approval, or commitment of any kind.

3. Acceptable Use

You agree to use this website only for lawful purposes and in a manner consistent with these Terms. You agree not to:

  • Violate any applicable federal, state, or local law or regulation
  • Attempt to gain unauthorized access to any part of the site, our servers, or related systems
  • Introduce malicious code, viruses, or other harmful technology
  • Misrepresent your identity, affiliation, or intent
  • Use the site to transmit unsolicited commercial communications

We reserve the right to restrict or terminate access for any user who violates these Terms or uses the site in a way we determine to be harmful or inappropriate.

4. No Financial, Legal, or Investment Advice

Nothing on this website constitutes financial, legal, tax, or investment advice. All content is provided for general informational and marketing purposes only.

Funding terms, eligibility, and outcomes vary based on individual business circumstances and are determined by third-party financing partners, not Table Capital Group. You are solely responsible for evaluating whether any financing solution is appropriate for your business and for consulting qualified professional advisors before making any financial decisions.

5. Intellectual Property

All content on this website — including text, graphics, logos, images, and layout — is owned by or licensed to Table Capital Group and protected under applicable copyright, trademark, and intellectual property law.

You may not copy, reproduce, modify, distribute, or publicly display any content from this site without our prior written permission, except for limited personal, non-commercial use. Use of our trademarks or logos without express written consent is prohibited.

6. Third-Party Links and Services

This website may reference or link to third-party websites or services not owned or controlled by Table Capital Group. We make no representations about and assume no responsibility for the content, accuracy, or practices of any third-party site. Your use of those sites is at your own risk and subject to their own terms and policies.

7. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis. We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the website will be available at all times, free from errors or interruptions, or that any information presented is complete, accurate, or current.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Table Capital Group and its principals, officers, employees, and agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website, any content contained on it, or any actions taken or not taken in reliance on that content. This limitation applies regardless of the legal theory asserted and even if we have been advised of the possibility of such damages. Some jurisdictions do not permit certain liability exclusions, in which case those exclusions apply only to the extent permitted by law.

9. Indemnification

You agree to indemnify and hold harmless Table Capital Group and its principals, officers, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use or misuse of this website, your violation of these Terms, or your violation of any applicable law or third-party right.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Hawaii, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of the site will be resolved exclusively in the state or federal courts located in Kailua-Kona, Hawaii, and you consent to personal jurisdiction in those courts.

11. Contact

For questions regarding these Terms, please use the contact form on our website at tablecapitalgroup.com.

Privacy Policy

Effective Date: April 1, 2026

Table Capital Group ("we," "us," or "our") is committed to being transparent about how we collect, use, and protect your information. This Privacy Policy describes our practices with respect to personal information collected through our website at tablecapitalgroup.com (the "Site").

By using this Site, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

Information you provide directly: When you submit our contact form, we collect the information you enter, which may include your name, email address, and the content of your message. Providing this information is voluntary. You are not required to submit any information to browse the Site.

Information collected automatically: Like most websites, we and our service providers automatically collect certain technical information when you visit the Site. This may include your IP address, browser type, device type, referring URLs, pages visited, and time spent on the Site. This information is collected through cookies and similar tracking technologies.

2. How We Use Your Information

We use the information we collect to:

  • Respond to inquiries submitted through our contact form
  • Evaluate whether you may qualify for capital solutions we facilitate
  • Connect you with relevant financing partners when appropriate and with your awareness
  • Improve and maintain the functionality and content of the Site
  • Understand how visitors use the Site through aggregated analytics
  • Comply with legal obligations

We do not sell your personal information to third parties.

3. Sharing of Information

We may share your information in the following limited circumstances:

Financing partners: If you submit a contact form inquiry and appear to be a candidate for capital facilitation services, we may share your contact information with our financing and referral partners for the purpose of evaluating and presenting funding options. We will not do so without a meaningful basis for believing you are seeking such services.

Service providers: We work with third-party vendors who assist in operating the Site (including Wix, our website platform) and processing information on our behalf. These providers are contractually limited to using your information only as necessary to perform services for us.

Legal requirements: We may disclose information if required to do so by law, subpoena, or other legal process, or when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, or respond to a government request.

Business transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, personal information may be transferred as part of that transaction. We will provide notice before your information becomes subject to a materially different privacy policy.

4. Cookies and Tracking Technologies

Our Site uses cookies — small text files placed on your device — to support site functionality and collect analytics data. Cookies help us understand how visitors navigate the Site so we can improve the user experience.

You can instruct your browser to refuse all cookies or to notify you when a cookie is being sent. Please note that some features of the Site may not function properly if cookies are disabled.

Our Site is hosted on Wix, which may independently set cookies for platform functionality and analytics purposes. For more information, refer to Wix's privacy policy at wix.com/about/privacy.

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, respond to your inquiry, and comply with our legal obligations. Contact form submissions are typically retained for a period consistent with our business communications and recordkeeping practices.

6. Your Rights and Choices

Depending on where you are located, you may have certain rights regarding your personal information, including the right to:

  • Request access to the personal information we hold about you
  • Request correction of inaccurate or incomplete information
  • Request deletion of your personal information, subject to certain legal limitations
  • Opt out of certain uses of your information

To exercise any of these rights, please contact us using the form on our website. We will respond within a reasonable timeframe and in accordance with applicable law.

California residents: Under the California Consumer Privacy Act (CCPA), California residents have additional rights regarding their personal information, including the right to know what categories of personal information we collect, the right to deletion, and the right to non-discrimination for exercising privacy rights. We do not sell personal information as defined under the CCPA.

7. Data Security

We take reasonable administrative and technical measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security and encourage you to avoid submitting sensitive financial or personal information through general web forms.

8. Children's Privacy

This Site is intended for adults and business professionals. We do not knowingly collect personal information from anyone under the age of 18. If you believe we have inadvertently collected information from a minor, please contact us and we will take steps to delete it promptly.

9. Links to Third-Party Sites

This Site may contain links to external websites not operated by Table Capital Group. This Privacy Policy does not apply to those sites. We encourage you to review the privacy policies of any third-party sites you visit, as we have no control over their content or practices.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we do, we will update the effective date at the top of this page. We encourage you to review this policy periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

11. Contact

If you have questions, concerns, or requests related to this Privacy Policy, please reach out through the contact form on our website at tablecapitalgroup.com.

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